Nonprime Auto Loans

Image: Happy family with children

One size doesn't fit all.

When it comes to nonprime auto financing, GM Financial is the perfect fit.

Auto finance needs come in all shapes and sizes and it's important to find the right fit for your nonprime customers.

The GM Financial customer

A wide range of people, from office workers and professionals, to accountants and business owners, rely on nonprime financing. Many of GM Financial's nonprime customers are individuals who have experienced financially challenging personal events such as divorce, job loss, injury or illness.

Our customer*

Average Credit Bureau Score Range 550 – 755
Average Annual Income $67 – $115 k
Average Years at Present Employer 8
Average Years of Credit History 14
Average Homeowner 55%
Average Loan Amount $24,100
Average Down Payment 15%
Average Term (months) 70
Average Loan-to-Value (wholesale) 103%
New/Used Collateral 51% / 49%
Average Mileage at Origination 27,100 miles

†As used herein, "loans" include auto finance contracts originated by dealers and purchased by GM Financial
*Credit characterization of GM Financial's March 2015 quarter loan originations.

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