Nonprime Auto Loans
One size doesn't fit all.
When it comes to nonprime auto financing, GM Financial is the perfect fit.
Auto finance needs come in all shapes and sizes and it's important to find the right fit
for your nonprime customers.
The GM Financial customer
A wide range of people, from office workers and professionals, to accountants and
business owners, rely on nonprime financing. Many of GM Financial's nonprime customers are
individuals who have experienced financially challenging personal events such as divorce, job loss,
injury or illness.
|Average Credit Bureau Score Range
||550 – 755
|Average Annual Income
||$67 – $115 k
|Average Years at Present Employer
|Average Years of Credit History
|Average Loan Amount
|Average Down Payment
|Average Term (months)
|Average Loan-to-Value (wholesale)
||51% / 49%
|Average Mileage at Origination
As used herein, "loans" include auto finance contracts originated by dealers and purchased by GM Financial
*Credit characterization of GM Financial's March 2015 quarter loan originations.